homelab: add tf verbs + stack/git-crypt substrate

Adds the tf verb-group and the resolver substrate beneath it, continuing the
v0.1 infra-loop build.

- substrate: findInfraRoot (walk up to terragrunt.hcl + stacks/), stack→dir
  resolver, and repo/remote/git-crypt detection (preferRemote forgejo>origin,
  hasGitCryptAttr, gitCryptFlags) — the last is for `work` next.
- tf plan/validate/fmt/force-unlock/apply, resolving the stack from cwd and
  delegating to scripts/tg (which owns state decrypt/encrypt, the Vault lock,
  and the ingress auth-comment check) rather than calling terragrunt directly.
- tf apply is presence-coupled: claims stack:<name>, ALWAYS releases on exit
  (normal, error, or SIGINT/SIGTERM via sync.Once + signal handler) — fixing
  the documented ~200-claim leak — and prints an out-of-band reminder since CI
  applies canonically on push.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

cli/homelab.go

@@ -12,6 +12,7 @@ var version = "dev"
 func buildRegistry() []Command {
 	var reg []Command
 	reg = append(reg, claimCommands()...)
+	reg = append(reg, tfCommands()...)
 	return reg
 }