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docs(fire-planner): document FIRE countdown; flag stale playbook
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README: add spend_model/geo/fire_target modules, the recompute-fire-targets
command, and the fire_target table. PLAYBOOK_VIKTOR.md: add a superseded-notice
header — it anchors on Cyprus/£1.5M/£60k, but the base case moved to Bulgaria,
real NW is ~£1.13M, and the simulator now drains tax (so its regime-invariant
claim is false). Point readers to the live FIRE Countdown dashboard.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
This commit is contained in:
Viktor Barzin 2026-06-28 11:53:41 +00:00
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12
PLAYBOOK_VIKTOR.md
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@ -1,5 +1,17 @@
# Viktor's UK-exit playbook — derived from fire-planner runs
> ⚠️ **Partially superseded (2026-06).** This 2026-04-26 run anchors on
> Cyprus, NW £1.5M, and £60k spend. Later decisions moved the base case to
> **Bulgaria**, the real measured NW is **~£1.13M** (not the aspirational
> £1.5M), and the real spend floor is **~£40k** (the £60k was padding). Also,
> the simulator now **drains tax from the portfolio** (since 2026-05), so the
> old "success rate is regime-invariant" claim below is **no longer true** —
> jurisdiction now moves the FIRE number. The live, current view is the
> **"FIRE Countdown"** section of the wealth Grafana dashboard, backed by the
> `fire_target` table (see `CONTEXT.md` + `docs/adr/0001`). Treat the tax-
> optimisation playbook (§3) as still useful, but re-validate the headline
> numbers against the dashboard.
**Run date**: 2026-04-26
**Working anchor**: NW £1.5M today, £60k/yr real spending target,
£40k floor, target departure 2027–2028 (year 1 or 2 from today),